Store upgrades, larger storage systems, and expensive ingredients (especially in later stages) can make it difficult to figure out what to buy and what you can wait for you. Especially when you are competing against established businesses.
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Taking out loans is a sign things aren't going well in most games. It doesn't have to end badly, especially in the case of "Fairy Godmother Tycoon." To get your the store up and running quickly, to out a loan for the maximum amount allowed. Go ahead and buy upgrades and ingredients. Do not pay anything towards the loan (besides the interest payments). In time you will go bankrupt. Fairy Godmother will bail you out by paying off the loan and giving you some cash.
